:root{
  --ink:#0f172a; --muted:#475569; --line:#e2e8f0; --bg:#ffffff; --soft:#f1f6ff;
  --brand:#2563eb; --brand-dark:#1e40af; --go:#14b88a; --go-dark:#0e9a73; --warn:#fff7e6;
  --radius:16px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}

/* top bar + header */
.topbar{background:var(--ink);color:#cbd5e1;font-size:13px;text-align:center;padding:7px 16px}
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:20px;letter-spacing:-.3px}
.logo .mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--brand),var(--go));display:grid;place-items:center}
.logo b{color:var(--brand)}
nav.main{display:flex;gap:22px;align-items:center}
nav.main a{color:var(--muted);text-decoration:none;font-weight:600;font-size:15px}
nav.main a:hover{color:var(--ink)}
nav.main a.btn{color:#fff;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--go);color:#fff;text-decoration:none;font-weight:800;border-radius:999px;padding:14px 28px;font-size:17px;box-shadow:0 8px 20px rgba(20,184,138,.3);transition:transform .15s,background .15s}
.btn:hover{background:var(--go-dark);transform:translateY(-1px)}
.btn.sm{padding:10px 18px;font-size:15px;box-shadow:none}
.btn.lg{padding:18px 36px;font-size:19px}
.btn.white{background:#fff;color:var(--brand-dark);box-shadow:0 8px 24px rgba(0,0,0,.2)}
.btn.white:hover{background:#eef2ff}
@media (max-width:760px){nav.main a:not(.btn){display:none}}

/* hero */
.hero{background:linear-gradient(180deg,var(--soft),#fff);padding:56px 0 40px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.eyebrow{display:inline-block;background:#e0ecff;color:var(--brand-dark);font-weight:700;font-size:13px;padding:6px 12px;border-radius:999px;letter-spacing:.3px}
.hero h1{font-size:clamp(32px,4.6vw,50px);line-height:1.1;letter-spacing:-1px;margin:16px 0 14px}
.hero h1 span{color:var(--brand)}
.hero p.lead{font-size:19px;color:var(--muted);margin:0 0 24px;max-width:540px}
.hero img{border-radius:24px;box-shadow:0 24px 50px rgba(15,23,42,.15)}
.micro{font-size:14px;color:var(--muted);margin-top:14px}
.micro span{white-space:nowrap}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}}
@media (max-width:600px){.hero .art{display:none}.hero{padding-top:32px}nav.main a.btn{display:none}}

/* quick-start chips */
.quick{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 10px 30px rgba(15,23,42,.06);max-width:540px}
.quick h2{font-size:17px;margin:0 0 12px}
.chips{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.chips a{display:block;text-align:center;text-decoration:none;color:var(--ink);font-weight:700;border:2px solid var(--line);border-radius:12px;padding:12px 6px;transition:border-color .15s,background .15s}
.chips a:hover{border-color:var(--brand);background:#f5f9ff;color:var(--brand-dark)}
@media (max-width:420px){.chips{grid-template-columns:repeat(2,1fr)}}

/* trust strip */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding-top:18px;padding-bottom:18px}
.trust div{display:flex;align-items:center;gap:10px;font-weight:600;font-size:15px;color:var(--muted)}
.trust svg{flex:none}
@media (max-width:760px){.trust .wrap{grid-template-columns:repeat(2,1fr)}}

/* sections */
section.block{padding:72px 0}
section.alt{background:var(--soft)}
.head{text-align:center;max-width:680px;margin:0 auto 40px}
.head h2{font-size:clamp(26px,3.4vw,36px);letter-spacing:-.6px;line-height:1.2;margin:0 0 10px}
.head p{color:var(--muted);font-size:17px;margin:0}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card .num{width:42px;height:42px;border-radius:12px;background:var(--brand);color:#fff;font-weight:800;display:grid;place-items:center;margin-bottom:14px}
.card h3{margin:0 0 8px;font-size:19px}
.card p{margin:0;color:var(--muted)}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split img{border-radius:24px}
.checks{list-style:none;padding:0;margin:20px 0 26px}
.checks li{position:relative;padding-left:34px;margin-bottom:14px;color:var(--muted)}
.checks li b{color:var(--ink)}
.checks li:before{content:"";position:absolute;left:0;top:3px;width:22px;height:22px;border-radius:50%;background:var(--go) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12l4 4 8-8' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
@media (max-width:860px){.split{grid-template-columns:1fr}}

.factors{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.factors .card h3{font-size:17px}
@media (max-width:860px){.factors{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.factors{grid-template-columns:1fr}}

/* CTA band */
.band{position:relative;color:#fff;text-align:center;padding:80px 0;background:#1e3a8a url("images/auto2.jpg") center bottom/cover no-repeat}
.band:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,23,42,.35),rgba(15,23,42,.15))}
.band .wrap{position:relative}
.band h2{font-size:clamp(28px,4vw,42px);margin:0 0 12px;letter-spacing:-.6px}
.band p{font-size:18px;opacity:.92;margin:0 auto 26px;max-width:560px}

/* FAQ */
.faq{max-width:800px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-size:22px;color:var(--brand);line-height:1}
.faq details[open] summary:after{content:"–"}
.faq details p{margin:0 0 18px;color:var(--muted)}

/* disclosure */
.disclosure{background:var(--warn);border:1px solid #f6dfb0;border-radius:var(--radius);padding:22px 24px;font-size:14px;color:#5b4a26}
.disclosure strong{color:#3d3018}

/* legal pages */
.page-hero{background:var(--soft);padding:48px 0 36px;border-bottom:1px solid var(--line)}
.page-hero h1{margin:0 0 6px;font-size:clamp(28px,4vw,40px);letter-spacing:-.6px}
.page-hero p{margin:0;color:var(--muted)}
.legal{max-width:820px;margin:0 auto;padding:44px 20px 72px}
.legal h2{font-size:21px;margin:34px 0 10px}
.legal p,.legal li{color:#334155}
.legal ul{padding-left:22px}
.contact-card{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:10px}
.contact-card .card a{font-weight:700;font-size:18px;word-break:break-all}
@media (max-width:640px){.contact-card{grid-template-columns:1fr}}

/* footer */
footer.site{background:var(--ink);color:#94a3b8;padding:48px 0 28px;font-size:14px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
footer.site h4{color:#fff;margin:0 0 12px;font-size:15px}
footer.site a{color:#cbd5e1;text-decoration:none}
footer.site a:hover{color:#fff}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site .logo{color:#fff}
footer.site .fine{border-top:1px solid #1e293b;margin-top:32px;padding-top:20px;font-size:12.5px;line-height:1.7}
@media (max-width:760px){footer.site .cols{grid-template-columns:1fr}}

/* sticky mobile CTA */
.mobile-cta{display:none}
@media (max-width:760px){
  .mobile-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 14px;background:rgba(255,255,255,.96);border-top:1px solid var(--line)}
  .mobile-cta .btn{width:100%}
  body.has-mobile-cta{padding-bottom:74px}
}